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RBI Repo Rate Cut to Improve Home Loan Affordability: Mayfair Housing’s Aditya N. Shah

Industry Perspective on RBI’s Repo Rate Cut

The real estate sector has welcomed the Reserve Bank of India’s decision to cut the repo rate by 25 basis points, noting its positive implications for homebuyers, developers, and overall market sentiment.

Mr. Aditya N. Shah, Director of Mayfair Housing, said:

“The repo rate cut announced by the RBI today is a positive development for the economy and for housing. It is an advantage for home buyers as it will lead to the cost of property buying going down. Lower borrowing costs will improve the affordability of home loans, which is particularly encouraging for buyers as it will support demand and encourage more families to take the step towards home ownership.

The rate cut benefit will also have a targeted effect across the market, including developers, as improved access to finance can accelerate both buyer sentiment and project momentum. The outcome is also a reinforcement of confidence in the market sentiment as it signals continued policy support for growth. Its full impact will be realised with a quicker transmission of lower rates by lenders. Going forward, we see a stable and supportive interest-rate environment ahead being the key to continued homebuyer confidence and driving the real estate sector in 2026.”

Analysts note that the rate cut strengthens affordability, sustains demand, and provides developers with a conducive environment for new launches and faster project execution.